{"id":1920,"date":"2024-01-20T05:00:00","date_gmt":"2024-01-20T08:00:00","guid":{"rendered":"https:\/\/momtip.com.br\/?p=1920"},"modified":"2024-04-12T17:16:14","modified_gmt":"2024-04-12T20:16:14","slug":"conselho-nacional-aprova-reducao-historica-no-teto-de-juros-do-emprestimo-consignado","status":"publish","type":"post","link":"https:\/\/momtip.com.br\/en\/conselho-nacional-aprova-reducao-historica-no-teto-de-juros-do-emprestimo-consignado\/","title":{"rendered":"National Council Approves historic reduction in the Interest Ceiling on Consigned Loans"},"content":{"rendered":"<html><body><p>At the meeting of the National Social Security Council, on March 12, a reduction in the interest ceiling on loans granted to INSS beneficiaries was approved. <\/p><div class=\"code-block\"><script>\r\n   window.googletag = window.googletag || {cmd: []};\r\n   googletag.cmd.push(function() {\r\n     googletag.defineSlot(\"\/23200590039\/momtip.com.br\/momtip.com.br_MW_CONTENT1_13082024\", [[250, 250], [336, 280], [300, 250], 'fluid'], \"content1Slot\").addService(googletag.pubads());\r\n     googletag.enableServices();  \r\n   });\r\n<\/script>\r\n        <div class=\"ads-title\">Advertising<\/div>\r\n        <div id=\"content1Slot\" style=\"min-width: 250px; min-height: 250px;\"><\/div>  \r\n<script>\r\n    googletag.cmd.push(function() { \r\n        googletag.display('content1Slot'); \r\n    });\r\n<\/script><\/div>\n\n\n\n<p>The measure comes at a time when the debt of retirees and pensioners has been a growing concern.<\/p>\n\n\n\n<p>This reduction in the interest ceiling on payroll loans is excellent news for INSS beneficiaries, as it will have a positive impact on their finances. <\/p>\n\n\n\n<p>With the reduction in interest rates, retirees and pensioners will have the opportunity to take out loans with lower installments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">But after all, what can this reduction in the interest ceiling contribute in practice?<\/h2>\n\n\n\n<p>This decrease can significantly contribute to organizing your expenses and carrying out personal projects.<\/p>\n\n\n\n<p>This approval by the National Social Security Council shows the government&#039;s commitment to providing fairer and more accessible conditions for INSS beneficiaries. <\/p>\n\n\n\n<p>Therefore, it is a way to stimulate the movement of the economy, since with lower interest rates, people consume and move the financial market.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Find out if your loans will have automatic reduction<\/h2>\n\n\n\n<p>It is important to highlight that the reduction in the interest ceiling on payroll loans does not mean that all loans will automatically have this reduction. <\/p>\n\n\n\n<p>Banks and financial institutions are free to set their own rates, however, these cannot exceed the limit established by the National Social Security Council.<\/p>\n\n\n\n<p>This measure is an important step towards ensuring more transparency and equity in the payroll loan system for INSS beneficiaries, and can be a relief for many people looking for alternatives to balance their finances.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">See How to Take Advantage of the Reduction in the Interest Ceiling on Payroll Loans in Practice<\/h2>\n\n\n\n<p>One way to take advantage of this reduction in the interest ceiling on payday loans is through apps and websites specializing in loan comparisons. <\/p>\n\n\n\n<p>These platforms offer the possibility of simulating different credit options, making it easier to choose the best alternative according to each person&#039;s needs.<\/p>\n\n\n\n<p>An example of an application that can help in this process is \u201c<strong>GuiaBolso<\/strong>\u201c. <\/p>\n\n\n\n<p>This application offers loan simulation functionality, allowing the user to compare interest rates, terms and conditions from different financial institutions. <\/p>\n\n\n\n<p>In addition, \u201cGuiaBolso\u201d also helps control personal finances, providing an overview of expenses and income, which can be very useful for anyone considering taking out a loan.<\/p>\n\n\n\n<p>Another interesting option is the website \u201c<strong>Good for Credit<\/strong>\u201c, which acts as an intermediary between the customer and financial institutions. <\/p>\n\n\n\n<p>When filling out a registration form on the website, the user has access to loan proposals from different banks and financial institutions, analyzing the conditions offered and choosing the most advantageous one.<\/p>\n\n\n\n<p>These are just two examples of tools that can help beneficiaries of the <strong><a href=\"https:\/\/momtip.com.br\/en\/baixe-o-app-meu-inss-confira-o-passo-a-passo\/\">INSS <\/a><\/strong>to find the best loans available on the market.<\/p>\n\n\n\n<p>Therefore, taking advantage of the reduction in the interest ceiling and ensuring more favorable conditions for access to credit.<\/p>\n\n\n\n<p>When using these applications and websites, it is important to check the reputation of the financial institutions offering the loans. <\/p>\n\n\n\n<p>To do this, it is possible to consult the evaluation of companies on the Reclame Aqui website, which brings together consumers&#039; opinions on different brands and services. <\/p>\n\n\n\n<p>After all, this type of research helps in choosing a reliable financial institution that offers quality service.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion \u2013 Interest on the Consigned Loan<\/h2>\n\n\n\n<p>The reduction in the interest ceiling on payroll loans represents an opportunity for INSS beneficiaries to find more favorable credit conditions.<\/p>\n\n\n\n<p>However, the use of comparison apps and websites can make it even easier to find the best option. <\/p>\n\n\n\n<p>Therefore, with lower interest rates, people balance their finances and carry out personal projects. <\/p>\n<\/body><\/html>","protected":false},"excerpt":{"rendered":"<p>Na reuni\u00e3o do Conselho Nacional de Previd\u00eancia Social, dia 12 de mar\u00e7o, foi aprovada uma redu\u00e7\u00e3o no teto de juros do empr\u00e9stimo consignado para benefici\u00e1rios do INSS. Publicidade A medida vem em um momento que o endividamento dos aposentados e pensionistas tem sido uma preocupa\u00e7\u00e3o crescente. Essa redu\u00e7\u00e3o no teto de juros do empr\u00e9stimo consignado [&hellip;]<\/p>","protected":false},"author":3,"featured_media":1978,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[223],"tags":[269,268],"class_list":["post-1920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-consignado","tag-emprestimo"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Conselho Nacional Aprova redu\u00e7\u00e3o hist\u00f3rica no Teto de Juros do Empr\u00e9stimo Consignado - MomTip<\/title>\n<meta name=\"description\" content=\"Dia 12 de mar\u00e7o, foi aprovada uma redu\u00e7\u00e3o no teto de juros do empr\u00e9stimo consignado para benefici\u00e1rios do INSS.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/momtip.com.br\/en\/conselho-nacional-aprova-reducao-historica-no-teto-de-juros-do-emprestimo-consignado\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Conselho Nacional Aprova redu\u00e7\u00e3o hist\u00f3rica no Teto de Juros do Empr\u00e9stimo Consignado - 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