{"id":1275,"date":"2023-07-28T05:00:00","date_gmt":"2023-07-28T08:00:00","guid":{"rendered":"https:\/\/momtip.com.br\/?p=1275"},"modified":"2024-04-12T17:07:48","modified_gmt":"2024-04-12T20:07:48","slug":"o-que-e-a-calculadora-do-cidadao","status":"publish","type":"post","link":"https:\/\/momtip.com.br\/en\/o-que-e-a-calculadora-do-cidadao\/","title":{"rendered":"What is the Citizen Calculator?"},"content":{"rendered":"<html><body><p>Have you ever heard of the <strong>Citizen Calculator<\/strong>What about its benefits?<\/p><div class=\"code-block\"><script>\r\n   window.googletag = window.googletag || {cmd: []};\r\n   googletag.cmd.push(function() {\r\n     googletag.defineSlot(\"\/23200590039\/momtip.com.br\/momtip.com.br_MW_CONTENT1_13082024\", [[250, 250], [336, 280], [300, 250], 'fluid'], \"content1Slot\").addService(googletag.pubads());\r\n     googletag.enableServices();  \r\n   });\r\n<\/script>\r\n        <div class=\"ads-title\">Advertising<\/div>\r\n        <div id=\"content1Slot\" style=\"min-width: 250px; min-height: 250px;\"><\/div>  \r\n<script>\r\n    googletag.cmd.push(function() { \r\n        googletag.display('content1Slot'); \r\n    });\r\n<\/script><\/div>\n\n\n\n<p>A <strong>Citizen Calculator<\/strong> is a free online tool offered by the Central Bank of Brazil, which allows you to perform a variety of financial calculations in a practical and quick way.<\/p>\n\n\n\n<p>With it, it is possible to simulate operations, estimate income, correct values and obtain relevant information to assist in financial decisions.<\/p>\n\n\n\n<p>In this text, we will explore how to use this tool and how it can be useful in planning and understanding personal finances. Find out more!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How does the Citizen Calculator work?<\/h2>\n\n\n\n<p>This application is a financial simulation tool that offers a variety of features to assist users in their day to day operations. <\/p>\n\n\n\n<p>Therefore, based on the information provided by the user, it allows you to simulate financing and calculate investment returns. And even correct values considering factors such as inflation and savings.<\/p>\n\n\n\n<p>The application can be accessed in two ways: through our website or through the free download available on Google Play or the App Store. <\/p>\n\n\n\n<p>However, it is important to highlight that we do not have a specific version for installation on computers, only the web version, accessible online.<\/p>\n\n\n\n<p>One of the advantages of <strong>calculator <\/strong>is its intuitive interface, designed to be practical and easy to use, even for those who are not familiar with financial terms and complex mathematical operations. <\/p>\n\n\n\n<p>However, we want to provide an accessible and useful experience for all users.<\/p>\n\n\n\n<p>Among the tool&#039;s main features are the calculation of financing with fixed installments, the calculation of savings income, monetary correction and the analysis of applications with or without monthly deposits. <\/p>\n\n\n\n<p>These features allow users to have a clear and accurate view of their finances, helping them to make more informed and conscious decisions.<\/p>\n\n\n\n<p>Remember that simulation and calculation are important steps to making sound financial decisions.<\/p>\n\n\n\n<p>It is always recommended to seek professional advice and consider all variables before entering into significant financial transactions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Calculations made online with the Citizen Calculator<\/h2>\n\n\n\n<p>A<strong> Citizen Calculator<\/strong> It is a useful tool that allows you to perform various financial calculations in a practical and quick way.<\/p>\n\n\n\n<p>With it, you can obtain estimates and perform different types of calculations related to personal finances. <\/p>\n\n\n\n<p>Examples of calculations made with the<strong> Citizen Calculator<\/strong>:<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"1\" style=\"list-style-type:1\">\n<li>Correction of values by identity: Using the price indices available in the calculator, such as IPCA, INPC, IGP-DI, among others, it is possible to correct values based on the culture accumulated in a given period. This allows you to assess the impact of the butterfly on your purchasing power over time.<\/li>\n\n\n\n<li>Reference Rate (TR): The TR is an interest rate used as a reference to determine the profitability of certain types of investments. It is widely known and used in the financial market.<\/li>\n\n\n\n<li>Savings: the citizen&#039;s calculator also allows you to calculate the income from savings, considering the citizen&#039;s date of birth, as the profitability is calculated based on the 30 days of the month.<\/li>\n\n\n\n<li>Selic rate: also known as the basic interest rate, it is an indicator used as a reference value for various types of investments and applications, such as investments in fixed income and Selic treasury.<\/li>\n\n\n\n<li>CDI: lastly, we have the CDI, which is applied as one of the references for profit from fixed income investments, and in this case, the calculator is used to correct the values invested.<\/li>\n<\/ol>\n\n\n\n<p>Therefore, it is possible to see that the citizen&#039;s calculator has several functionalities and advantages, especially in the financial life and in the projection of citizens&#039; future.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>How to use the citizen calculator<\/h2>\n\n\n\n<p>However, the first step to using the tool is to download the application to your <em>smartphone<\/em>, be it Android or iOS.<\/p>\n\n\n\n<p>Therefore, you must go to the Play Store or Apple Store and search for the<strong> Citizen Calculator.<\/strong><\/p>\n\n\n\n<p>After downloading the app, you must log in with your details, or even with your Gov.br account.<\/p>\n\n\n\n<p>After that, you must choose the type of calculation, whether loan, financing or others, informing the number of months, monthly interest rate, installment amount and the amount financed.<\/p>\n\n\n\n<p>After filling in the data, simply choose the \u201cCalculate\u201d option and finish your simulation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Conclusion\u00a0<\/h2>\n\n\n\n<p>Therefore, the <strong>Citizen Calculator<\/strong> is a valuable tool made available by the Central Bank of Brazil. <\/p>\n\n\n\n<p>Therefore, to help citizens understand and analyze various financial aspects.<\/p>\n\n\n\n<p>By using this tool, it is possible to simulate operations, calculate returns, correct values and obtain important information to make more conscious and informed financial decisions.<\/p>\n\n\n\n<p>Whether to calculate loans, investments, savings income or monetary correction, the <strong>Citizen Calculator<\/strong> offers a practical and reliable solution.<\/p>\n\n\n\n<p>Therefore, take advantage of this tool and use it as an important resource for your financial planning. Always seek better understanding and control of your personal finances.<\/p>\n<\/body><\/html>","protected":false},"excerpt":{"rendered":"<p>Voc\u00ea j\u00e1 ouviu falar da Calculadora do Cidad\u00e3o e dos seus benef\u00edcios? Publicidade A Calculadora do Cidad\u00e3o \u00e9 uma ferramenta online gratuita oferecida pelo Banco Central do Brasil, que permite realizar uma variedade de c\u00e1lculos financeiros de forma pr\u00e1tica e r\u00e1pida. Com ela, \u00e9 poss\u00edvel simular opera\u00e7\u00f5es, estimar rendimentos, corrigir valores e obter informa\u00e7\u00f5es relevantes [&hellip;]<\/p>","protected":false},"author":3,"featured_media":1401,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[191],"class_list":["post-1275","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aplicativos","tag-calculadora"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>O que \u00e9 a Calculadora do Cida\u00e7\u00e3o? - MomTip<\/title>\n<meta name=\"description\" content=\"A Calculadora do Cidad\u00e3o \u00e9 uma ferramenta oferecida pelo Banco Central do Brasil, que permite realizar uma variedade de c\u00e1lculos financeiros.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/momtip.com.br\/en\/o-que-e-a-calculadora-do-cidadao\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O que \u00e9 a Calculadora do Cida\u00e7\u00e3o? - MomTip\" \/>\n<meta property=\"og:description\" content=\"A Calculadora do Cidad\u00e3o \u00e9 uma ferramenta oferecida pelo Banco Central do Brasil, que permite realizar uma variedade de c\u00e1lculos financeiros.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/momtip.com.br\/en\/o-que-e-a-calculadora-do-cidadao\/\" \/>\n<meta property=\"og:site_name\" content=\"MomTip\" \/>\n<meta property=\"article:published_time\" content=\"2023-07-28T08:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-12T20:07:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/momtip.com.br\/wp-content\/uploads\/2023\/07\/Calculadora-do-Cidadao-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"osvaldojrpaulino\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"osvaldojrpaulino\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/momtip.com.br\\\/o-que-e-a-calculadora-do-cidadao\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/momtip.com.br\\\/o-que-e-a-calculadora-do-cidadao\\\/\"},\"author\":{\"name\":\"osvaldojrpaulino\",\"@id\":\"https:\\\/\\\/momtip.com.br\\\/#\\\/schema\\\/person\\\/a34a0298587d8a114e7ffa607a9792f3\"},\"headline\":\"O que \u00e9 a Calculadora do Cida\u00e7\u00e3o?\",\"datePublished\":\"2023-07-28T08:00:00+00:00\",\"dateModified\":\"2024-04-12T20:07:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/momtip.com.br\\\/o-que-e-a-calculadora-do-cidadao\\\/\"},\"wordCount\":906,\"publisher\":{\"@id\":\"https:\\\/\\\/momtip.com.br\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/momtip.com.br\\\/o-que-e-a-calculadora-do-cidadao\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/momtip.com.br\\\/wp-content\\\/uploads\\\/2023\\\/07\\\/Calculadora-do-Cidadao-1.jpg\",\"keywords\":[\"calculadora\"],\"articleSection\":[\"Aplicativos\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/momtip.com.br\\\/o-que-e-a-calculadora-do-cidadao\\\/\",\"url\":\"https:\\\/\\\/momtip.com.br\\\/o-que-e-a-calculadora-do-cidadao\\\/\",\"name\":\"O que \u00e9 a Calculadora do Cida\u00e7\u00e3o? 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