The doubt about How to take out a Auxílio Brasil loan It is very common among beneficiaries of this income transfer program!
Now, this type of loan has aroused interest, as it promises the quick release of credit into the beneficiaries' accounts!
However, there are some important features to understand about How to take out a Auxílio Brasil loan.
Below we explain everything!
Before understanding how to take out a Auxílio Brasil loan, You need to know if you can make the request.
This is because the step-by-step guide is not available to everyone. So, see who can ask:
However, it is important to note that families falling within the poverty category and emancipation rule will only be eligible if they include pregnant women or people under the age of 21 in their composition.
Therefore, beneficiaries can only hire one loan that compromises only 40% of the benefit value.
Therefore, in practical terms, this means that someone who receives R$ 600 monthly can take out credit with installments totaling up to R$ 240.
Due to this rule, it is not possible to request more than one loan of this modality, as the sum of the monthly installments cannot exceed the limit of 40% of the value of the Auxílio Brasil benefit.
So, if you want to know the step-by-step how to take out a Auxílio Brasil loan, Pay attention first to the value and see if it matches what you need!
Now that you are aware of how the Auxilio Brasil loan works, understanding who is entitled and the value, it's time to check the step-by-step guide to requesting it.
So, you need:
In some cases, to continue with the process of How to take out a Auxílio Brasil loan It is necessary to go in person to the chosen financial institution. However, at the moment, the entire process is suspended.
Therefore, it is not possible to acquire this type of credit for now, meaning you have to wait.
However, it is important to highlight that, despite the suspension of new contracts, the installments of loans already contracted will continue to be automatically debited from the benefit, before the money is deposited into the beneficiary's account.
So, if you have already taken out the loan, you are responsible for paying the contracted installments.
The Government established the Loan from the Auxílio Brasil program through the Decree No. 11,170, dated August 11, 2022.
Therefore, as the name suggests, it is linked to the social assistance program known as Brazil Aid, which offers a monthly allowance worth R$ 600, in addition to various benefits aimed at low-income families across the country.
This one loan works as a type of credit associated with the Brazil Aid. Therefore, this means that the loan installments are deducted directly from the value of the benefit.
Therefore, it follows a similar logic to the payroll loan, in which installments are automatically deducted from the salaries of public servants, formal workers, pensioners and retirees.
Thus, this form of loan aims to facilitate access to credit for those already receiving government assistance, providing a quick solution for those in need of money.
Yes, there is a possibility that the credit will once again be offered as aid linked to the Bolsa Família program, although this is not confirmed.
The specific rules for this resumption are still in the process of being processed and defined, which means that nothing is defined.
The suspension of Auxílio Brasil Empréstimo occurred as a measure to avoid debt, since it was a credit that deducted from the benefit of those most in need.
Therefore, it is advisable to pay attention to updates and official information released by the competent authorities for details about this possible change in the program.
Here you can see everything about How to take out a Auxílio Brasil loan and credit is currently suspended. So, you have to wait for more information!