A Digital Social Savings represents a revolution in financial access for many Brazilians.
Above all, it is a convenient and safe way to manage your money without relying on a physical banking institution.
Furthermore, it is a free account created to facilitate low-income people's access to basic financial services and social benefits, such as emergency aid.
So if you are looking to understand how to open an account of this nature, this step-by-step guide will help you start this financial journey in an uncomplicated way.
To start the process of opening the Digital Social Savings you can download the Caixa Tem app on your smartphone or access the Caixa Econômica Federal website.
Both options offer an intuitive interface for creating your account.
When accessing the application or website, you will be asked to register. You will need to provide personal information, such as full name, CPF, date of birth, and telephone number.
Furthermore, it is important to have documents such as ID, CPF and proof of residence on hand to complete the registration. Make sure you enter accurate information to avoid future problems.
After filling in the requested data, the next step is to validate the information provided.
You will then receive an identification number, used to access your Digital Social Savings.
Finally, complete the process by following the instructions on the application or website. When finished, your account will be ready to use.
In short, the Digital Social Savings is a simplified savings option for citizens who receive benefits from government social programs.
Therefore, this account has a monthly credit limit of up to R$ 5,000.00, controlled by the CAIXA Tem application.
However, the account will be blocked if there is a deposit above this amount in the month.
In other words, in this situation, it is possible to change to the CAIXA Digital Savings, also managed by the application, or go to a CAIXA branch to withdraw the remaining balance and close the account.
The transfer to the CAIXA Digital Savings It is an easy process that is carried out through the CAIXA Tem application, in the “Update your registration” section.
Then, fill in the requested information and send photos of the necessary documents.
Soon after switching to this mode of savings, the account maintains its characteristics, such as ease of operation completely digital and no maintenance fee, allowing you to send and receive money, pay bills, top up cell phones and other transactions.
In addition to receiving social benefits, the Digital Social Savings It can be used for other everyday activities, such as purchases and payments.
With practicality and ease, you can check and operate your account through the CAIXA Tem application. And best of all, there is no cost to keep your account active.
To move money in your Digital Social Savings, you need to access the Caixa Tem app and select the option “Savings” in the main menu.
You can then make transfers to other accounts, make bill payments and invoices.
Additionally, you can recharge your cell phone and even make purchases at establishments that accept payments via QR Code.
Furthermore, it is possible to withdraw the money available in your Digital Social Savings at an ATM or at a Caixa Econômica Federal branch.
Therefore, do not forget, if the account movement exceeds the value of R$ 5,000.00 in the month, the account will be blocked.
A Digital Social Savings It is a great option for those who need a simple, practical bank account with no monthly fees.
With it, you can move your money easily and safely, without having to leave your home or queue at banks.
The rates and services of CAIXA Digital Social Savings They are simple and uncomplicated.
The account has no monthly maintenance fees and offers free basic services such as:
Consultations take place via digital means, website or applications made available by BOX.
However, movements that go beyond basic services will charge fees established in the Rate Table.
The remuneration of deposits, according to the savings rule, has two installments:
A Digital Social Savings is an important government initiative to promote financial inclusion and improve the lives of people in socially vulnerable situations.
With the possibility of carrying out financial transactions through the CAIXA Tem application, beneficiaries have access to banking services in a more practical and faster way, without having to go to a bank branch.
Furthermore, the remuneration of savings is attractive and can help to grow the financial assets of its holders.