What is the Citizen Calculator?

Have you ever heard of the Citizen CalculatorWhat about its benefits?

A Citizen Calculator is a free online tool offered by the Central Bank of Brazil, which allows you to perform a variety of financial calculations in a practical and quick way.

With it, it is possible to simulate operations, estimate income, correct values and obtain relevant information to assist in financial decisions.

In this text, we will explore how to use this tool and how it can be useful in planning and understanding personal finances. Find out more!

How does the Citizen Calculator work?

This application is a financial simulation tool that offers a variety of features to assist users in their day to day operations.

Therefore, based on the information provided by the user, it allows you to simulate financing and calculate investment returns. And even correct values considering factors such as inflation and savings.

The application can be accessed in two ways: through our website or through the free download available on Google Play or the App Store.

However, it is important to highlight that we do not have a specific version for installation on computers, only the web version, accessible online.

One of the advantages of calculator is its intuitive interface, designed to be practical and easy to use, even for those who are not familiar with financial terms and complex mathematical operations.

However, we want to provide an accessible and useful experience for all users.

Among the tool's main features are the calculation of financing with fixed installments, the calculation of savings income, monetary correction and the analysis of applications with or without monthly deposits.

These features allow users to have a clear and accurate view of their finances, helping them to make more informed and conscious decisions.

Remember that simulation and calculation are important steps to making sound financial decisions.

It is always recommended to seek professional advice and consider all variables before entering into significant financial transactions.

Calculations made online with the Citizen Calculator

A Citizen Calculator It is a useful tool that allows you to perform various financial calculations in a practical and quick way.

With it, you can obtain estimates and perform different types of calculations related to personal finances.

Examples of calculations made with the Citizen Calculator:

1. Correction of values by identity: Using the price indices available in the calculator, such as IPCA, INPC, IGP-DI, among others, it is possible to correct values based on the culture accumulated in a given period. This allows you to assess the impact of the butterfly on your purchasing power over time.
2. Reference Rate (TR): The TR is an interest rate used as a reference to determine the profitability of certain types of investments. It is widely known and used in the financial market.
3. Savings: the citizen's calculator also allows you to calculate the income from savings, considering the citizen's date of birth, as the profitability is calculated based on the 30 days of the month.
4. Selic rate: also known as the basic interest rate, it is an indicator used as a reference value for various types of investments and applications, such as investments in fixed income and Selic treasury.
5. CDI: lastly, we have the CDI, which is applied as one of the references for profit from fixed income investments, and in this case, the calculator is used to correct the values invested.

Therefore, it is possible to see that the citizen's calculator has several functionalities and advantages, especially in the financial life and in the projection of citizens' future.

How to use the citizen calculator

However, the first step to using the tool is to download the application to your smartphone, be it Android or iOS.

Therefore, you must go to the Play Store or Apple Store and search for the Citizen Calculator.

After downloading the app, you must log in with your details, or even with your Gov.br account.

After that, you must choose the type of calculation, whether loan, financing or others, informing the number of months, monthly interest rate, installment amount and the amount financed.

After filling in the data, simply choose the “Calculate” option and finish your simulation.

Conclusion 

Therefore, the Citizen Calculator is a valuable tool made available by the Central Bank of Brazil.

Therefore, to help citizens understand and analyze various financial aspects.

By using this tool, it is possible to simulate operations, calculate returns, correct values and obtain important information to make more conscious and informed financial decisions.

Whether to calculate loans, investments, savings income or monetary correction, the Citizen Calculator offers a practical and reliable solution.

Therefore, take advantage of this tool and use it as an important resource for your financial planning. Always seek better understanding and control of your personal finances.