Have you ever found yourself in the situation of having the Delayed IPVA and don't know where to start to solve this problem? It's more common than you might think.
Continues after advertising
O Delayed IPVA It can cause a big “headache” for the driver. This is because the payment of this tax is mandatory.
Continues after advertising
The good news is that there are simple and efficient steps to resolve this issue quickly, avoiding headaches and possible legal complications.
In this practical guide, I will present a direct step-by-step guide and exemplary solutions to help you pay off your outstanding IPVA effectively.
Simple Step by Step to Pay Late IPVA
Canva Image - Google
Is your IPVA late? So, how do I pay for it? See the step by step:
- Visit the Detran website for your region again;
- Search for the “check debt” or “debts” button;
- Enter the data requested correctly;
- Click on “search”;
- The amount of your IPVA debt will appear on the screen and just choose how to pay;
- Therefore, issue the Debt Regularization Guide (GRD) and guarantee the payment of the IPVA.
It is worth mentioning that it is entirely possible pay late IPVA in installments. Today the driver has the chance to pay in up to 12 installments.
Finally, IPVA payment can be made:
- Lottery houses;
- Caixa Econômica Federal Bank;
- Internet Banking from your financial institution;
- At any post that has authorization from Detran.
Also See These Tips for Paying Late IPVA
1. Understand the Situation and Organize Yourself Financially
The first step in resolving outstanding IPVA arrears is to understand the current situation.
Check the outstanding amount, possible fines and accrued interest.
After understanding the extent of the debt, it is crucial to organize your finances. Evaluate your budget and identify possible cuts or adjustments to allocate resources to paying IPVA.
2. Search for Discounts and Exemptions
Many states offer discount and exemption programs for those who have outstanding IPVA. Pay attention to special campaigns and deadlines offered by the state government.
It is possible to find opportunities that reduce interest, fines and even grant discounts on the total amount of the debt.
Furthermore, in some cases, people with certain conditions, such as serious illnesses, can request exemption from IPVA.
Check if you meet any of these conditions and seek guidance from the competent bodies to apply for this benefit.
3. Make Payment and Stay Updated
After regularizing the situation, keep an eye on payment dates to avoid further delays and complications.
See How to check Arrears IPVA in a Simple and Quick Way
IPVA is a tax that is the responsibility of each state, therefore, you must consult the Detran in your state.
Many of them allow this late IPVA consultation to be carried out online.
So, just follow the step by step below to consult late IPVA:
- Access the Detran website for your region. Just search Google for 'Detran + the name of your state'. For example, Detran Piauí;
- Then, on the Detran website, search for 'debt consultation' or 'IPVA'. The term may vary according to each state;
- Now enter the vehicle's license plate and Renavam number;
- Thus, once the query has been completed, it is possible to check on your computer or cell phone screen whether there are active debts relating to IPVA.
But after all, what can happen if I don't pay the late IPVA?
Failure to pay the IPVA leads to a series of consequences. After all, it is a mandatory tax. Therefore, below are some of the main consequences. See below!
Fines
- O Late IPVA gives fine. Therefore, it can cause major problems for the driver financially. The value is not quite exact.
- However, the charge amounts to 0.33% per day. As the days go by, the value becomes even higher for the driver's pocket.
- Furthermore, if you do not guarantee the payment of the IPVA after 60 days of the due date, 20% in interest will be charged + the value of the Selic rate.
- Therefore, the situation will only worsen further. In fact, the financial consequences don’t stop there.
- In turn, if payment is delayed for more than 90 days, the driver's name is included in the active debt.
- If you don't know, active debt is a Government database. It contains information about people who stopped paying taxes and duties to the Government.
- Thus, once your name is registered on the active debt, the interest increases even more, reaching more than 40%.
Dirty name
- As previously stated, after 90 days without paying IPVA, your name becomes dirty. This is because your CPF is included in the active debt.
- Not to mention that the value increases by 1% every month that you stop paying IPVA. Therefore, the debt can become huge.
Vehicle seizure
- In case of late IPVA, the driver cannot use the car. If you are found in possession of a vehicle without the IPVA paid, the asset is seized.
- In addition, a fine of R$ 293.47 is also imposed by the traffic authority. Therefore, a very serious fine.
Licensing is prohibited
- Finally, in addition to all the consequences above, without the IPVA paid you are also prevented from licensing the vehicle.
