If you want to own your own home and have a lower family income, the Register at program My Home My Life may be the ideal solution.
Parcelas a partir de R$ 80,00
Simular seu financiamento pelo Minha Casa Minha Vida e veja como é simples começar a planejar seu imóvel.
Fazer simulação ➤With the most recent redesign, it has become even simpler to register, run simulations and track your request.
Additionally, installments can start in just R$ 80 per month, depending on your income range and profile.
Below, see the complete and updated step-by-step guide to registering for the program.
First, find out which program band you fit into.
See the current divisions:
Tip: Who is in Band 1 and receives Bolsa Família, BPC or is registered in CadÚnico has priority and can pay lower installments.
Then, prepare the basic documents for registration:
📌 Important: Self-employed and informal workers can present a informal income statement accepted by the program.
Now, download one of the apps below to start the process:
With them, you will be able to:
✅ Check if you are entitled to the benefit
✅ Simulate installments according to income
✅ Send documents online
✅ Monitor each step of the process
After creating your registration, the app will show a simulation with:
Objective: Check if you qualify for the minimum installments of R$ 80, especially if you are in Band 1.
After the simulation, the application will request the documents.
Upload clear photos of your ID, CPF, proof of income and NIS directly from your cell phone.
The analysis will be done by Caixa Econômica Federal and you will receive notifications with the status.
Finally, after submission, the Caixa or local city hall team will analyze your profile.
So, the response time may vary, but you will be able to follow everything through the app itself.
Once approved, you will be called to:
Maria da Luz – Housekeeper, 32 years old (Fortaleza – CE)
“I always thought owning a home would be impossible with my income. But the app was simple to use and now I’m living with my kids in what was once just a dream.”
João Ricardo – Motorcycle Courier, 28 years old (Contagem – MG)
“I thought I needed to have a formal employment contract. When I found out that self-employed workers could participate, I wasted no time. In less than 6 months, everything was approved.”
Sandra and Marcos – Couple with two children (Belém – PA)
“We had been living in rented accommodation for years. Today, with a small payment and a brand new property, we have financial peace of mind and stability for our children.”
In short, Minha Casa Minha Vida is one of the best opportunities to stop renting and have a decent home.
Furthermore, with installments starting at R$ 80, the program shows that it is possible to achieve what previously seemed unattainable.
So, take advantage of this opportunity. Download the official apps, run the simulation and start your registration right now.
Your future can start today — all with just a few taps on your phone.